Build a more secure financial future.

At Life’s WORC Trust Services we understand that everyone’s situation has its own unique set of challenges. With decades of advocating for people with intellectual disabilities, traumatic brain injury, and autism, we have the experience needed to help you build a more secure future.

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Your Role

Types of Support

Supplemental Needs Trust

SNTs supplement but do not replace benefits. Funds can be used on many kinds of living expenses, from unreimbursed medical to a vacation.

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Supplemental Needs Trust

Self-Settled Trust

Protects the funds received from personal injury awards, inheritances or other settlements, making funds available for medical expenses not covered by government benefits.

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Self-Settled Trust

Surplus Income Trust

Allows a person with excess income to deposit their monthly amount over the allowable income limit into the trust. They can then use that money for monthly living expenses.

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Surplus Income Trust

Third Party Trust

Allows family members to put aside assets for a loved one with a disability—without jeopardizing their Medicaid or Social Security benefits.

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Third Party Trust

Pooled Trust

Minimizes the cost of the trust by pooling assets together with other beneficiaries for management and investment purposes.

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Pooled Trust

Pre-Funeral Arrangements

Allows Medicaid and SSI recipients to set aside and designate funds for the sole purpose of paying their funeral and burial expenses.

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Pre-Funeral Arrangements

Setting Up a Trust: What You Need to Know

We understand that setting up a trust for a person with intellectual disabilities, traumatic brain injury, or autism is an important decision. We want to help make that decision easier.

FAQs

Find the answers to some of your frequently asked questions about trusts and special needs financial planning.

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Glossary

Sometimes we use financial and legal language that can be difficult to understand. Here you can find some definitions to some common terms.

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Documents

Access to the latest legislative and regulatory information from New York State and the Federal government.

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Learn more about
Trust Services

Contact us to find out if Trust Services is the right option for you or your loved one.

Testimonials

You have dealt with my mom’s account with patience, knowledge, experience and real understanding. I would definitely recommend Life’s WORC.

Shelly Y.

Life’s WORC has provided me with the utmost care and consideration and led me step-by-step through the process.

Rowena B.

Thank you for your great service and attention to the pooled trust I have placed in your care.

Frances A.

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